Because of my recently-acquired half time job, I found my marginally increased income boosted me $50 over the Medicaid limit, and I have been informed that I will be removed from the rolls as of Dec. 1st. They told me that I still qualify for the family planning benefit - really useful as I approach retirement age, my reproductive apparatus removed 15 years ago, and my children grown and gone. My self-employment is variable and has recently dropped drastically (yard work over, no house sitting/cleaning jobs, fewer music gigs, and students feeling the need to their focus time and resources on the holidays). I have explained this situation to my DSS worker and challenged the ruling - results not yet back.
The lowest premium pay-as-you-go health insurance available to me is through my new employer. This is generously subsidized, but has an $1800 annual deductible, and would still cost half my paycheck . Once I lose half my pay, I am squarely back in Medicaid territory, but without the benefit of affordable health care. Not enough to live on and no funds to pay the medical costs up to the deductible limit.
Figure this one out for me, President Obama.
Practical skills and political commentary on low-income lifestyles in the US.
Friday, November 22, 2013
Wednesday, November 20, 2013
My Favorite Cheap Eats
Note: If you buy these at your local Mennonite store (doesn't everyone have one of these?) you will get a huge lot of bang for your SNAP buck:
- Mushrooms - fresh mushrooms, primarily white but sometime portobello or shiitake, are available at amazingly cheap prices if you hit your Mennonite store on the right day. I wash, slice, and freeze these in saved bread bags. Then they are available to be sautéed up with your onions and peppers for omelets, vegie (or other) burgers, stroganoff, sandwiches....
- Cashews - raw, unsalted cashews are very versatile. They add character to chili and stir fries, and are great for snacking.
- Sliced almonds - I have found sliced almonds to cost less than the same weight of whole, raw, unsalted almonds. And they save you so much work! Toss them into your green salads, morning cereal, yogurt & fruit (of course, use plain, organic yogurt and your own canned fruit), and homemade banana bread and granola
- Raisins and sweetened dried cranberries - these are my personal favorites in the dried fruit line. You can get the large restaurant bags of bran, cornflakes or a generic version of Grape Nuts (in our Wegmans they call it "Wheat Crunch." Someone in marketing lacked imagination) and dress them up with a combination of dried fruit and nuts and have a much more flavorful and healthy breakfast.
- 5 lb. bag of quality pancake mix - ah...the joy of Sunday mornings with a big stack of homemade pancakes and the real article syrup (see below). I always make more than required for the meal and then use the leftovers for snack roll-ups for later with jam, peanut butter, bananas, etc.
- 5 lb. bag of quality shortcake mix - this is another Mennonite grocery special. Just spread a layer of home-canned fruit and a little sweetener and spice in a baking pan, blend some shortcake mix with water/milk and a little melted butter, spread it over the top and bake and, voila, you have fruit cobbler.
- Bread from your local discount outlet - the really good, whole grain, no high-fructose corn syrup varieties are frequently on "Manager's Special" for $1.00/loaf. If you say you want their discard lots for chicken feed, you can get it for even less. Just tell them you won't eat it yourself. Save the bags for food storage. After you re-use and wash them a couple of times, recycle.
- Fresh ginger root - grate this generously into your stir fry. The aroma and taste are heavenly.
- Red curry paste - when you want a real kick to your vegetable dish - a teaspoonful goes a long way.
- Club pack tilapia or other low-priced fish - wrap each piece individually in plastic wrap and freeze (in a used bread bag). Eating fish every third day, I stretch $15 worth of fish for two weeks, and even shared with company!
- 1/2 gallon of genuine maple syrup - dole it out sparingly and you'll feel rich.
Gold vs. Gums
My daughter's best friend in high
school, a talented performer and gifted singer, was denied a solo and
a chance in the spotlight by the choral director because of her bad
teeth. Her older sister, the courageous bread-winner for the family,
could secure nothing better than substitute teaching work because of
the gaps in the front of her mouth. The face of poverty was not to
be seen.
A friend of mine volunteers once a week
at the local community lunch program and afterward will drop off a
bag of bread at my house – bread that those served that day did not
want. Ironically, this is invariably a loaf of Normal Bread, donated
to the program by the best artisanal bakery in town – delectable,
organic whole grain, seedy, nutty, flavorful (and retailing at $4+
per loaf). I can't afford to buy it, yet every week I get it for
free! “I don't know why this is always left over,” my friend
commented. “They probably can't chew it.” I replied.
So many issues under this deceptively
simple heading. The whys and hows of circumstance that keep people
down and out, regardless of talent, grit, and determination; people
trained by our culture to expect little and get less. Individuals
born into a life whose only success is working the system to glean a
few scraps from the public assistance table. “I went to the
Medicaid dentist once,” the sister above told me, “but there were
roaches in the waiting room. After they pulled my teeth, I didn't go
back.”
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